Wizley Blog

  Did you know buying gold can help you earn cash rewards on Wizely? No, we ain't kidding! Participate in the Gold Marathon and earn cash rewards up to Rs 1000 everyday on the Wizely app.  Buy Gold on Wizely Gold Marathon  starts from 4th April, Monday and ends on 10th April, Sunday  on Wizely. How Does it Work? To qualify for the Gold Marathon, all you need to do is  save Rs 100 or more in gold  every day. Save in gold every day of the marathon and get a scratch card up to Rs 1000 the next day. The more you save in gold, the more rewards you will earn.  Download Wizely There are daily and weekly rewards to be earned! And it doesn't end here: After the marathon, your total purchase is calculated and you stand a chance to earn more rewards! It takes just 2 minutes of your time to save in gold, so the best time to start is NOW! For more information, you can visit here https://wizely.in/wizeup/gold-marathon-wizely-limited-offer/

The New Year is just around the corner. It is a time to celebrate all the great things in the year while planning some goals for oneself for the upcoming year. While this year might not have gone the way most people planned it to be, it did give us some time to rethink multiple aspects of our lives, one of the most important one being our financial health. The pandemic induced job losses and negative market sentiment took a toll on many people’s lives, reminding us of the importance of money management and financial planning. Let us look at five financial tips that you can take on before the new year with the worst behind us. Get Rid of Debt  - Before the next year begins, take a pledge to pay back all your debt as soon as possible. Take a look at all your debts and identify the most expensive ones (higher interest rates). Make a plan to pay them all one by one and set time-bound goals for yourself. Make sure you set reasonable goals. No matter how small the amount is that you can ...

 Happy Women's Day, ladies! All around women have been taking giant strides and breaking boundaries in many industries. This is a significant shift from managing households to managing businesses. However, women still seem to struggle when it comes to money matters and their personal finance. Poor money habits or lack of proper financial know-how can lead women to take poor financial decisions. To ensure financial independence, women need to be more confident and sound in all money matters. Women who practise good money habits can take good financial decisions and turn money into their best friend. So what can women more to improve their money habits and empower themselves to run their financial life? Let's understand. 1. Educate Yourself on Basics A twenty-four year old woman counting dollar bills. Photo by Sharon McCutcheon / Unsplash Before getting involved in strategies for a solid financial foundation, take out some time to learn about money management and how to invest; a...

  Surely you would have already heard about Wizely Wednesday by now! With Wizely Wednesdays you can earn scratch cards (aka rewards) everyday for increasing your Financial Wellness score by completing simple financial tasks on the Wizely app. And every Wednesday, you get a chance to earn a Mega Cash Reward of up to Rs 25 lakhs! The maximum amount you can earn through this special Wizely Wednesday scratch card every week will be based on your Financial Wellness Score on that particular Wednesday. Awesome, right? You can read more about Wizely Wednesdays: What is Wizely Wednesdays? Impulse shopping is an example of a good financial habit.   True   False Submit So how can you increase your Financial score and earn big rewards with Wizely Wednesdays? All you need to do is improve your financial habits by: Setting and following a monthly budget Setting up and saving towards an emergency fund Saving towards all your financial goals Tracking your expenses and staying under your ...

  It is Diwali season again, and we are all excited to celebrate this festival with our loved ones. And before the festival of lights, we usually prefer to buy gold on the auspicious occasion of Dhanteras. For decades, gold has been one of the favourite investment options for many Indians. When financial markets were not as mainstream as today, real estate and gold were the only investment options commonly understood by the retail investor. Amongst the two, gold had the massive advantage of allowing people to invest even tiny amounts. It was also considered to be safe and was widely accepted. Recently, the trend of investing in  digital gold  has picked up, and it has left many retail investors wondering, what is digital gold? Here we will try to explain what digital gold is and talk about why this Dhanteras you must gift digital gold to your loved ones. What is Digital Gold? Digital gold is a safe and easy way to invest in gold. When you invest in digital gold with any c...

  The festival of Diwali is here, and some of us might be looking forward to a Diwali Bonus. At the same time, it might be tempting to spend all the bonus on impulse purchases or a few Diwali parties; however, a financially wise decision in moments like these can go a long way in taking you closer to your financial goals. Let us look at some ways you can spend your Diwali bonus for the best deal. Build an Emergency Fund  - This is the first fund you should focus on if you are a salaried employee and have family responsibilities. Your emergency fund should ideally have at least six months of your income. You should park your money for the emergency fund in liquid and safe instruments like FD or RD. A Diwali bonus could be an excellent way to start building this fund. Get Insurance  - If you do not have health or medical insurance, then this is the fund that you should save to pay the premiums for the insurance cover you choose. The Covid-19 pandemic has made many of us rea...

‘I don’t know how much I should save!’ ‘I don’t know how much I pay on taxes!’ ‘I am not sure if my finances are on track!’ Have you heard yourself saying these things? You must read our financial wellness blog series to answer them & improve your understanding of your own finances. Financial wellness is a state in which you are in complete control of your finances and have a financial plan that assures you of financial security in the foreseeable future. At the same time, there are many components to financial wellness. Financial Security: A  state where you have a stable source of income, and you can maintain your desired lifestyle while still being able to save some money for the future. Being debt-free or having a clear time-bound plan to get debt free are crucial components of financial security. Financial Independence: This is a state in which your interest in income/passive income exceeds your lifestyle expenses. This gives the person complete freedom to pursue whatever...